Getting involved in a car accident is never a pleasant experience, but it is something that happens more often than most of us would like. No matter how safely you drive on the roads and how much attention you pay to your surroundings, all it takes is for one careless or dangerous driver to come along and cause a serious accident to occur. Some accidents are more serious than others. However, after being involved in a car accident, your life can be affected for some time. Because of this, it is worth being aware of the various things that you may be able to claim compensation for.
Vehicle Repairs
If you have been involved in a fender bender and your car is damaged but not written off, then you can claim back the cost of having your car repaired to ensure that you can continue using it. Car repairs do not come cheap, so you will usually be able to get this paid for by the insurance company of the party that caused the crash. Depending on the type of insurance policy that you have, you may be able to claim for repairs on your own insurance company even if you were at fault in the collision. Find out more by contacting an auto accident attorney or your insurance company.
Vehicle Value
If your car was damaged beyond repair in the collision and you are no longer able to drive it, then you will usually be able to claim back the value of the car in cash from your insurance company or the insurance company of the driver at fault. However, bear in mind that in this case, you will usually only be paid the current value of the car, which may be less than what you paid for it. If you are buying an expensive or brand new car, you can get additional insurance products that might be worth looking into, to ensure that in the event of a collision that writes the car off, you get back what you paid.
Loss of Earnings
If your car accident left you unable to work to earn money, for example, if you had injuries that you needed to take time off work to recover from or if your car was your only means of transport for getting to work, then you may want to consider making a claim for past and future loss of earnings. You will usually need to work with a good car accident lawyer to do this. Just be sure to keep a good record of your earnings so that you can prove how much money you have lost as a result of the accident.
Personal Injury
If you were injured through no fault of your own in a car accident, then you may have a case for making a personal injury claim. You can make a claim for compensation of any medical bills, changes to your health and wellness, breakdown of relationships, changes to your working life, and impact on your mental health and wellbeing as a result of the crash.
No matter how safely you try to drive, accidents can occur at any time. If you’ve been in a car accident, there are several things you may be able to claim for.