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The World Going Hard on Fintech

The world is really going hard on fintech. I expect the Nigerian fintech sector to experience more regulations later in the year, once the ministers settle after swearing in. Yes, they are becoming bigger and government wants to ensure they are growing optimally balanced.

For example, in Indonesia regulators have shuttered 826 fintech startups (citing lack of proper licensing) despite broad consumer appetite and adoption. In Mexico, a new law has been passed specifically regulating fintech startups. The Mexican law imposes new standards for consumer protection, anti-money laundering, and compliance reporting for most payments, lending, crowdfunding, and banking startups.

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In every country, regulators are walking on a tightrope – trying to balance the need to prevent bad actors without quashing innovation that helps consumers. We just hope regulators can keep their balance!

(Fintech Collective)