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Huge Opportunity in Financial Inclusion

There is a huge opportunity to provide education, opportunities, and allow the unbanked, underbanked, and overbanked to participate in the financial ecosystem.

In Nigeria, Mastercard reports that only 2% of consumer transactions are still digital. And according to the World Bank's Global Financial Inclusion database based on information from more than 140 countries, we have the following:

  • Two billion people worldwide are completely unbanked.
  • 20% of unbanked adults receive wages or government transfers in cash.
  • Women make up just over half (55%) of unbanked people worldwide.
  • The proportion of people with bank accounts worldwide grew from 51% to 62% between 2011 and 2014.

Simply, there is a huge opportunity for financial inclusion waiting to be unlocked.

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