Home Community Insights Amazon Cuts Visa – Nigeria Needs BNPL Innovation

Amazon Cuts Visa – Nigeria Needs BNPL Innovation

Amazon Cuts Visa – Nigeria Needs BNPL Innovation

Amazon has cut Visa from processing payments in the UK business. The Reason? “As a result of Visa’s continued high cost of payments, we regret that Amazon UK will no longer accept UK-issued Visa credit cards as of January 19, 2022,” said the ecommerce pioneer.

This is the future and I expect credit card companies to continue to lose markets. The age of Buy Now Pay Later[BNPL] which does not require processing expensive card payments will change things.

However, the e-commerce giant said it will continue to accept payments on Visa debit cards, as well as other credit cards from other firms, such as Mastercard and American Express.

The new rules highlight the impact of disruption decentralized finance (DeFi) and blockchain-powered payment systems have brought to the payment industry.

It thus beckons on payment companies such as Visa and Mastercard to adjust their framework to accommodate the new financial order of things.

Amazon said that technology advancements should be making payment processing fees reduce, but complained that they were actually increasing.

Nigeria needs a super-pioneer in BNPL as this market is ready.

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Amazon Divorces Visa UK Over Costly Transaction Processing Fees


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